ICICI Bank is one of the leading private banks in India. The bank caters to millions of customers across the globe.
The bank offers a range of banking services and products. From opening a bank account to obtaining various financial products and services, ICICI Bank is one of the most popular banks.
If you are banking with ICICI Bank, knowing the working hours of the bank may be useful. Here’s what we have for you:
ICICI Bank Working Hours
Going to the bank and finding out that the bank is yet to open or that it’s already closed might leave you disgruntled. You have to wait or return home without completing the task that you wanted to do.
For ICICI Bank customers, read this post. It will enable you to make your decision swiftly and promptly. ICICI Bank functions as usual, and you may find the bank’s business hours to be 9.30 to 3 PM. But it is not always so.
There are many branches and departments that function at different hours. Also, it depends on the area of the business.
You may find variations in banking hours among different classifications of branches. These branches may include: ICICI retail branches, Forex branches, in-touch branches, ICICI wealt branches,and so on.
ICICI Bank NEFT Timings
The reserve bank is in charge of handling the national electronic fund transfer interbank payment module. The said fund transfer takes a few minutes to get done.
The NEFT transactions are settled in a batch manner, and they will take effect as per the timeline mentioned here: It starts at 10.30 AM, 12 PM, 1 PM, 3 PM, and is completed at 4 PM.
Though the availability of NEFT service is made available 24/7 throughout the year, it will always settle batch by batch.
This means that your transfer request may take a few minutes to settle.
ICICI Bank RTGS Timings
RTGS real-time gross settlement is also handled by the reserve bank, while banks are the authorized agents to undertake the transaction in favour of the general public.
With ICICI Bank online banking, you have access to RTGS transactions 24/7 throughout the year.
Both NEFT and RTGS are done offline from the branch; you may have to do it within business hours; otherwise, with ICICI Net Banking, you can perform the transaction anytime at your convenience.
ICICI Bank Working Hours on Saturdays
You may find the 1st, 3rd, and 5th Saturdays to be open. ICICI Bank’s working hours on Saturdays are the same as those of the rest of the bank in India.
The 2nd and 4th Saturdays are closed as usual. All banks in India are closed on these specific days, including Sunday and other general holidays.
The business hours on Saturdays will be the same as any other working day. The bank is open from 9.30 a.m. to 3 p.m.
ICICI Bank Lunch Time
The lunch time at ICICI Bank may vary from place to place. You may find it quite customer-centric with the way that the bank manages employee lunch hours.
Though the lunch period is 1 p.m. to 2 p.m., not all the staff go to the lunch at one time. Some of them will stay back and wait for their turn. In the meantime, customer service is not interrupted.
The 24/7 Banking of ICICI Bank
Yes, after learning everything there is to know about the bank’s working hours, we thought it might be useful to provide you with an alternative way to access your bank account 24/7 throughout the year.
With the advancement of technology and AI, there has been a significant advancement in banking services, particularly in customer service.
This leads to banking services that go beyond brick-and-mortar banking business hours.
You can literally perform any kinds of transaction or request any non-financial requirement, such as bank account statement, ATM card request, Chequebook request, Mobile Banking registration, etc.
And all of these are possible with ICICI Internet Banking. You can register for the service on your own without even visiting the bank.
Register it and bank 24/7 without visiting the bank.
Conclusion
ICICI Bank operates from 9.30 a.m. to 3 p.m. You may find 1st, 3rd, and 5th Saturdays to be working days from 9.30 AM to 3 PM. Whereas, the 2nd and 4th Saturdays are holidays, including Sunday. Aside from regular business hours, if you are concerned about the timing of NEFT, RTGS, and other time-sensitive services, you may need to understand the transaction nature.
Fund settlement for NEFT begins at 10.30 AM and continues until 4 PM. Although RTGS is available 24 hours a day, it will limit your options if you prefer to visit the bank. Lunch time is 1 PM to 2 PM. This allows you to carry out transactional requirements at your convenience.
But with ICICI online banking, there is no bound to working hours. You can bank as you please.
