What is an IOB statement?
An IOB bank statement is a tool that enables you to manage your bank account effectively.
It allows you to self-audit your bank account whenever the need arises.
You can verify any transaction that concerns you.
All sorts of transactions, be it a payment, receive, bank charges, or even doubtful transactions.
You can also ascertain whether the transaction is an unauthorized or fraudulent one or a genuine one.
Importance of IOB statements for online banking customers
There are numerous benefits to maintaining your bank account statement offline.
Although the IOB bank statement is available online for now, after 3 years or so, the system keeps these transaction details archived on another server.
This is the moment when you will have to visit the bank and get the statement from there only. If you don’t want to visit the bank just for a bank statement, you should probably make an archive for it with regular downloads.
Downloading IOB bank statements online is the most convenient way. With just a few clicks, you can access your bank statements anytime and anywhere.
You no longer have to wait in long lines or visit your bank to get your bank statements.
Another benefit of the IOB Bank Statement PDF download is the ease of organization. With digital statements, you can easily sort, categorize, and store your bank statements on your computer or other digital devices.
This makes it easier to manage your finances and keep track of your expenses. You can also access your statements from multiple devices, making it more convenient to monitor your finances on the go.
IOB Bank Statement PDF Download is also an eco-friendly option. By opting for digital statements, you can help reduce paper waste, which is good for the environment.
You also don’t have to worry about losing important documents since digital statements are stored securely online.
IOB Bank Statement PDF Download
IOB bank statements can be downloaded in many ways. The bank provides multiple options so that customers do not face any unwanted problems when checking their bank account details.
You can download IOB Bank statements through Internet banking and mobile banking. The best part is that you can even download the IOB Bank statement without logging in.
Whether you’re a busy professional, a frequent traveller, or just someone who prefers the convenience of digital banking, IOB Bank Statement PDF Download caters to your needs. It’s secure, user-friendly, and provides a seamless banking experience.
Let’s see how you can get your IOB bank statement with or without logging in to online banking.
IOB bank statement downloaded online will have a limited number of transactions. It may be for the last 6 months. If you require a bank statement of longer period, you may have to visit the bank to get it either by email or in the printed format.
IOB Bank Statement download without login
The process is simple and effective. You don’t have to provide your online banking user credentials. All you have to do is access the portal, provide your account details, and get the statement instantly.
However, there are certain requirements that need to be fulfilled in order to get your IOB bank statement successfully. These can be as follows:
- Your bank account should have a registered mobile number. As the process is OTP enabled, without RMN, you can’t complete the IOB bank statement download process.
- You have to have a PAN updated in the bank account. An account that has no PAN can’t complete the process.
Here’s how you can perform the IOB Bank statement download without login:
|Step||What to Follow|
|1||Go to the IOB Bank statement download site.|
|2||Select the option Download SB/CDCC statement from the drop-down menu and click on the Next button.|
|3||You have to provide your bank account number, PAN number, registered mobile number, and date range and submit it.|
|4||Verify the transaction with the OTP received at your registered mobile number, and your IOB Bank statement will be downloaded.|
Here are some snapshots of the process:
How to Get IOB Bank Mini Statement
When you want to check recent transactions, you can get the IOB mini statement on your registered mobile number.
You can view the latest 5 transactions with the IOB mini statement. It involves sending an SMS from the registered mobile number to the dedicated bank system number.
Here’s how you send an SMS to get the IOB mini statement on your phone.
Write MINI and send the message to the bank’s dedicated system number, 8424022122.
Download IOB bank statements Online with Netbanking
You can easily access your bank account with Internet banking and download the IOC bank statement in PDF format whenever the need arises.
In order to use the online services, one-time self-registration is required, which can be done on the bank’s website.
The process is simple, provide your bank account details along with other information such as your email ID, registered mobile number, and so on.
Once you register with the IOB online banking service, you can follow these steps to get the bank statement in PDF format.
|Step||What to Follow|
|1||Login to the IOB Internet banking site. Provide your login credentials and continue.|
|2||On the Internet banking lending page, search for Services under the menu option.|
|3||Now, click on the Account Statement request link.|
|4||Select the account number, the date range, and the format you want to get.|
|5||Click on the Generate button and your IOB bank statement will be downloaded|
Download IOB Bank Statement on Mobile Banking App
Another alternative to accessing your IOB bank account statement is the IOB mobile banking application. You may get the application for both Android and iOS.
It can be downloaded from the Google Play Store, and the registration process is quite simple. Once you have done the registration process, you can get the IOB bank statement with these simple steps:
|Steps||What to Follow|
|1||Access to your IOB mobile banking app with your user credentials or with your biometrics.|
|2||See for the menu- View Statement. Click on it and proceed.|
|3||Select the account number, the date range and the download format.|
|4||Click on the Download radio button. The file will be downloaded on your phone.|
|5||The PDF format is password-protected. You may have to punch the password to access the statement.|
You Can Also Get IOB bank Statement From the Bank
This could be the last resort for everyone who is looking to get the IOB bank account statement. Going to the bank, just to get a bank statement does not make sense unless you have an urgent need where you are unable to get them online.
Yes, it may be understandable sometimes when you are in a bad position. For instance, if you have a doubt about recent alerts of certain transactions, which may or may not be unauthorized transactions. Yet the compulsion to verify the nature of the transaction is a must.
When you are unable to get the bank details online, then naturally you have to visit the bank and get yourself the latest IOB bank statement so that you can confirm those unknown transactions.
So, to get the IOB bank account statement from the bank, you have 2 options.
- One is that you request the bank statement with a written application providing your bank account number and the period of the transaction.
- Second, you can register your email and mandate the bank to send the bank statement every month or quarter. If you set this option and keep archiving the IOB bank account statement offline, you can access it anytime.
IOB Bank Statement is Password-Protected
To prevent your financial data from falling into the wrong hands, the bank issues an online account statement that is password-protected.
It makes sense, and you would agree that the bank statement has valuable data that can be misused. You don’t want it to compromise on this.
Here’s how to open the password-protected IOB bank account statement:
Your IOB bank statement is a password-protected PDF file which can be opened with a password. The password structure is the combination of first 4 digit of your Customer ID and the last 4 digit of your registered mobile number.
For instance, if your customer ID is 1234XXXX and the registered mobile number is XXXXXX6789, then the password will be 12346789.
Common issues and solutions when downloading IOB bank statements in PDF format
While IOB Bank Statement PDF Download is a convenient feature, you may have some issues when downloading your statements.
Here are some common problems that consumers usually face:
- Unable to Download: Normally, it’s due to bad internet connectivity. You should try again after checking your connectivity.
- Incorrect Format: Ensure that you have selected the correct format when requesting a download.
- Corrupted File: Delete the file that has been downloaded. Try to download a fresh file.
- Password not Accepted: You have to make sure that you have provided the correct password combination.
If you still face issues after troubleshooting, you have to approach the bank for a solution.
Alternatives to IOB bank statement PDF download
On the one hand, the IOB bank statement PDF download is quite convenient for accessing your bank details. On the other hand, you can rely on other alternatives if the online mode is not convenient for you.
You can resort to other alternatives, such as:
- Getting physical bank statements from the bank. You can visit any nearby IOB bank to obtain it; however, there may be nominal fees for issuing the bank statement.
- Requesting bank statements by email is another alternative. It may not charge you, but it may or may not take time. If responded on the same day, it would be great.
- Mobile banking app and SMS mode mini-statements are other options that you can rely on.
Downloading IOB bank statements in PDF format is convenient and easy. You can perform the task within a few minutes. When in need, you won’t have to spare time visiting the bank. Instead, you can directly go online and get the statement instantly.
One great feature is that you can get the IOB bank statement even without logging in to online banking. Go to the site and provide your bank account number and RMN. And boom! There’s your bank statement.
Other means of getting it online are through mobile banking app, internet banking, and SMS banking.
Download your IOB bank account statement wherever and whenever you need it. Keep on archiving for future reference. And that’s how you maintain and keep track of your bank account. It would enable you to manage your personal finances efficiently.