Internet Banking is a banking service that allows you to handle all of your personal finances online. It simplifies your personal finances quite effectively, as access to your bank account is at your fingertips.
Moreover, certain aspects of better authority and control can be experienced when you are using Internet Banking services. Likewise, if you are an account holder at Punjab National Bank, you should definitely try using PNB Internet Banking.
One would agree that PNB Internet Banking is quite flawless and easy to register for and use. And, it would definitely save you precious time. Read on! Let’s find out how to register PNB Internet Banking.
So, how do we register PNB Internet Banking? You have two options for this.
- You can visit the bank and make a request for Internet Banking services. Usually, it may take some time to deliver the Username and the login password.
The bank sends this information via mail. You may receive them in different lots.
2. The alternative is to get it registered online.
To register online, you have to have a bank account, a registered mobile number, an ATM debit card, and an Aadhaar card. To register PNB Internet Banking without an ATM card, you have to choose Register with Aadhaar OTP. Here’s what you get.
- Register with a Debit Card.
- Register with an Aadhaar OTP.
Benefits of using PNB Internet Banking
Before we understand the process of PNB Internet Banking activation, let’s understand the benefits of PNB Internet Banking services.
Managing your PNB bank account through PNB Internet Banking comes with several advantages. Here are some of the key benefits you can enjoy:
- Convenience: With PNB Internet Banking, you can do all sorts of banking transactions at your convenience. You need not worry about limited banking hours and long lines. All you need is an internet connection. With PNB net banking, you can access your bank account 24/7 throughout the year.
- Accessibility: Whether you are at home or in the office, the PNB Internet Banking service is readily accessible from anywhere. Needless to say, in today’s digital age, almost everyone is accessible to the internet with a smartphone.
- Security Protocols: PNB Internet Banking has robust security protocols that ensure data protection. All the transactions that you do with PNB Net Banking are encrypted. And the service is protected with multiple levels of passwords that you set.
- Ease of Use and Efficiency: PNB Internet Banking handles your financial transactions with ease. You can perform multiple financial and non-financial transactions within a few minutes. Transactions such as fund transfers, bill payments, balance checking, statement prints, and Account opening are easy.
- Saves Income Leakage: You would be surprised that using online mode is far cheaper than the manual banking transactions that you do. For example, sending money over the counter at the bank may cost you a transaction charge, depending on the amount. But if you do this transaction on PNB Internet Banking, there is no transaction charge at all. By using the service, you can save huge amounts on fees and charges.
So, if you have a bank account at Punjab National Bank, don’t wait any longer. You should utilize the benefits that the bank offers. Here’s what you need to do to get yourself registered:
Requirements for Registering PNB Internet Banking
Having a bank account at PNB is the primary requirement. If you don’t have a bank account at PNB, it may not be suitable for you. Here’s what you need to have in order to use PNB Internet Banking services.
|A Savings Bank Account in PNB.
|You must have a registered mobile number linked to it.
|A valid ID card may be required to establish ownership of the bank account.
|An active ATM card or Debit card.
Once you have these requirements ready, you can proceed with the registration process. Let’s take a look at the step-by-step guide for the registration of PNB Internet Banking.
How to Register PNB Internet Banking
The registration process for PNB Internet Banking is quite simple. You may do so without visiting the branch. Here’s what you need to follow:
|Visit the PNB Internet Banking website from your browser.
|Click on the Retail Internet Banking menu on the top right side of the page.
|The system will direct you to the Internet banking login page.
|You will find New User just below the User ID field. Click on it and proceed.
|Choose the option to either Register with a Debit Card or Register with an Aadhaar OTP.
|Enter your bank account number and date of birth. Select the type of registration and verify.
|An OTP (one-time password) will be sent to your registered mobile number. Enter the OTP for authentication.
|On the next screen, you will be asked to provide your debit card details and ATM PIN. Proceed accordingly.
|Afterwards, you have to set the login password along with the transaction password.
|Go through the terms and conditions and accept it.
|Now, click the Complete Registration Button.
|You should get a confirmation message on your registered mobile number.
How to login PNB Internet Banking for the First Time?
|Go to the PNB Internet Banking website.
|Enter the User ID and click the Continue button. You should know that the User ID is the Customer ID that the bank has provided you. Refer to your passbook if required.
|Enter the login password and hit the login button.
|There is an OTP verification requirement. Enter the OTP you have received on your RMN and let the system verify it.
|Complete the questionnaires. Later on, these security questions will be used against you for verification purposes.
|Click on the Register button and submit your request.
|That’s how you login to PNB Internet Banking for the first time after successful registration.
You have to choose 7 security questions from 50 and provide answers during login. You might need to answer them later to confirm your identity.
Now, let’s explore the features and services offered by PNB Internet Banking.
Features and services offered by PNB Internet Banking
Internet Banking is a digital mode of banking where most banks provide a range of services that allow consumers to use it at their convenience.
It enables consumers to save time, energy, and money as it can be accessed from anywhere throughout the years. Some of the financial and non-financial transactions that you can perform with PNB Internet Banking are mentioned below.
- Balance Enquiry: If you are having doubts about your present account balance, login to your PNB Internet Banking and check the account balance in real-time.
- Fund Transfer: You don’t have to worry about visiting the bank to send money. Use PNB Internet Banking to transfer funds wherever and to whomever you want. It can be used for local as well as international fund transfers.
- Bill Payments: There is no need to visit the vendor to pay your utility bills. Start using PNB Internet Banking and pay all your utility bills online. It can be electric bills, mobile bills, internet connection bills, credit card bills, etc.
- Bank Account Statement: You can view or download your bank account statement at any time. It may be useful for your financial management.
- Mobile Banking: You can access PNB Internet Banking on your smartphone too. The software for using the PNB Mobile Banking service is available for both Android and iOS.
- Investment Avenues: You can explore investment opportunities with PNB Internet Banking. These may include Mutual Fund SIPs, Life insurance policies, property insurance, and health insurance. A wide range of investment options are available with it.
- Online Loans: You can apply for personal loans and other forms of loans with PNB Internet Banking.
- Other non-financial transactions such as Chequebook requests, ATM card replacements, Applying for a new ATM card, Stop payment of a particular cheque, and opening internal accounts such as Fixed Deposits and Recurring Deposits are also available.
These are some of the general features and services offered by PNB Internet Banking. Its functions are exhaustive, and we cannot cover them all. Discover its full potential by logging in to your account.
Troubleshooting common issues during registration
While the registration process for PNB Internet Banking is generally straightforward, you may encounter some common issues along the way. Here are a few troubleshooting tips:
1. Invalid OTP: If you have received a One-Time Password (OTP) that appears invalid, it is important to ensure that you have entered the correct mobile number during registration. If the issue continues to persist, we recommend that you reach out to PNB customer support for assistance.
2. Forgotten Username or Password: In case you have forgotten your username or password, you can simply click on the “Forgot Username/Password” option available on the login page. Then, follow the instructions mentioned there to recover your login credentials.
3. Account Lockout: If you repeatedly enter incorrect login details, your account could be temporarily locked for security purposes. Kindly wait for a few minutes and then try logging in again.
4. Technical Issues: If you encounter any technical issues while registering for PNB Internet Banking, please make sure that your internet connection is stable and attempt the process again. In case the problem persists, kindly get in touch with PNB customer support for further guidance.
How to Reset PNB Internet Banking Login Password?
The process to reset the PNB Internet Banking Login Password is easy and less time-consuming. But you need to have a debit card to complete the process; otherwise, you have to meet the bank officials. Here’s how to reset the password:
|Please visit the official website for PNB Internet banking.
|Provide the user ID and click on the Continue button.
|On the next screen, click on the Forgot Password option.
|Re-enter the user ID and Submit it. An OTP will be sent to your RMN.
|Enter the OTP and click the Continue button.
|Provide the PNB debit card number, the associated account number, and the ATM PIN, and submit.
|You will be directed to a page where you can reset your password. On this page, you can choose to update your login password, transaction password, or both.
|And proceed accordingly.
|Once the desired password has been reset, a message indicating success will appear on the screen.
PNB customer support is always there to help you with any concerns or issues you may encounter during registration. Rest assured that they are readily available to assist you, so don’t hesitate to reach out for help.
Frequently asked questions about PNB Internet Banking
1. Is PNB Internet Banking secure?
Your financial information is safe with PNB Internet Banking. Banks use encryption and two-factor authentication for secure transactions.
2. Can I access PNB Internet Banking on my mobile phone?
PNB Internet Banking can be accessed via the PNB Mobile Banking app, which is available on iOS and Android devices.
3. Are there any fees for using PNB Internet Banking?
PNB customers can use Internet Banking for free. However, some transactions, like transferring funds to other banks, may come with fees. Please refer to the bank’s terms and conditions for charges and fees.
4. Can I register for PNB Internet Banking if I don’t have a PNB account?
In order to register for PNB Internet Banking, it is necessary to have an active PNB savings or current account. To open an account, please visit your nearest PNB branch.
5. Can I register for PNB Internet Banking if I’m outside India?
It is possible for you to register for PNB Internet Banking even if you are abroad. All you need is an active internet connection, and you can access your account from anywhere in the world.
Should you require further clarification or more in-depth details regarding PNB Internet Banking, we recommend visiting the official PNB website or reaching out to their customer support team. They are well-equipped and eager to provide you with the necessary assistance.
This is how you register for PNB Internet Banking without an ATM card. Before we close the session, here are some of the popular books that can really change the way you think about personal finance. Check out those links, it may help you in wealth creation.
Register for PNB Internet Banking to enjoy convenient, secure, and flexible digital banking. Say goodbye to the limitations of physical banking and take control of your financial life. Follow our step-by-step guide to register with ease and unlock a world of possibilities. Embrace the future of banking today!