You can now apply for a chequebook in SBI online or offline. Find out more about the new facility here!
A chequebook is a negotiable instrument that enables you to transact funds in the bank. You can order your bank to do what you intend to do. It’s one of the oldest payment methods that has been existing for decades. The payment of cheques comes under the NI Act 1881 where all the legal implications of cheque payments are published.
When you are running out of cheques you have to apply to your bank to get a refill. This can be done offline as well as you can apply online.
Few Basics to Know Before Applying Chequebook.
|1||Is your account KYC compliant? Have you updated your address details recently? This is important as most of the undelivered chequebooks are due to the faulty addresses provided in the bank data. Make sure you have properly submitted and updated your bank account.|
|2||You have to apply at your home branch only. You cannot initiate your request somewhere else.|
|3||How much do you require? Apply accordingly.|
|4||Name to be displayed on your cheque. Advise your bank.|
|5||Signature update in the system just to avoid cheque bounce due to signature mismatch.|
Now let’s see how to apply for a chequebook in SBI Offline and Online
How To Apply For Cheque Book In SBI Offline?
Visit the Bank: Go to your bank and apply it by filling out the cheque application form. You may also write an application requesting a fresh chequebook. Alternatively, if you have used it before, you may find a cheque requisition slip in your chequebook. Fill it up, tear it and submit it to the concerned staff.
Make Sure You Have IDs With You: It is not mandatory but it helps if you carry a valid ID proof while applying for a chequebook. This includes PAN card, Aadhaar Card, Voter Id Card, Driving License etc.
In case, if your address and ID number are not proper you may update instantly if you have your IDs and PAN along with you.
Fill up the form with the required details: For offline mode, then you need to visit any branch of SBI and fill up the application form. After filling out the form, take a printout of the same along with a photocopy of the relevant documents mentioned above.
Submit the application: Now, submit the application form at the nearest branch of SBI. Once the application has been submitted, you will receive an acknowledgement mail within 15 days.
Once approved, you will receive an SMS from SBI. You will also get the speed post tracking number which you can track online on the India Post website.
Mail it: If you are not able to visit any branch of SBI, then you can also download the application form from the website of SBI. After downloading the form, fill it up and send it to the address mentioned below.
You can also find your bank address in your account passbook or you can search online through the bank’s website https://bank.sbi
How To Apply For Cheque Book In SBI Online?
You can also apply SBI chequebook online. Here’s how you do it.
Use SBI YONO: It is a mobile banking app for SBI. You can order your cheque using it. Use the ‘Request’ menu to effect the transaction request.
SBI Online Internet Banking: You can also visit the Internet banking site of the bank. The website is https://onlinesbi.com, under the ‘Request’ menu, you may be able to request a new chequebook.
Doorstep Banking: This is one new thing that people hardly used. Not all branches are enabled with Doorstep Banking Services. The name of the mobile application is Atyati you may get the application on Google Playstore.
With it, you can apply chequebook offline. But you have to use the application. A Bank agent or representative will come to you and receive and deliver the application/acknowledgement to you at your doorstep.
Email: You can also send your request through email. You may find your bank’s email address in your passbook. An easy way to understand SBI email address is that, if you know the branch code you can easily identify the email address of that particular branch.
The sequence of emails goes like this. SBI.xxxx@sSBI.CO.IN where XXXX stands for branch code. If your branch code is 125 it will be 00125 and the email ID will be firstname.lastname@example.org