Using SBI internet banking is a great way to deal with your various financial need as it would enable you to do transactions at your ease 24/7 throughout the year.
At a certain time, we are forced to stop using a good thing due to unavoidable circumstances. When you doubt the security of SBI Internet Banking, you may have considered stop using it by deactivating it.
These security breaches of internet banking may include
- If you have compromised your user credentials.
- If your computer, laptop or smartphone got hacked.
- If you think a suspicious transaction occurs in your account.
How to deactivate SBI internet banking?
There is a way to handle this particular issue. Online deactivation is not possible. For this, you have to visit the bank and request with written consent or submit the filled-up INB deactivation form available at the counter.
The concerned staff may ask for your account number or user name. Once they have processed it, you may receive an SMS over your registered mobile number with the confirmation that your request for Internet banking deactivation has been processed successfully.
The good thing is, you may reactivate it anytime as you pleased. For this, you have to visit the bank again and request for reactivation.
SBI Internet banking and SBI YONO user credentials ie, username and login password are the same. When you deactivate your Internet banking, both will cease to work until you reactivate it. You may also go for lock/unlock features of SBI net banking which can be done at onlinesbi.com or through SBI YONO application.
Lock/Unlock INB Instead of deactivation
It’s a better way of controlling your SBI YONO and SBI internet banking. You may use the lock/unlock option to manage your INB account. It allows you simply lock or unlock whenever you feel there may be a security breach.
The menu is available on SBI Internet Banking login page. The process is quite simple too. Go to onlinesbi.com and find the lock/unlock link. Provide the following data to complete the task.
- Select lock or unlock option
- Provide User Name
- Provide Account number
- Enter details of capcha showing in the page
Submit it and your INB will be lock/unlock as per your needs. You can unlock the username at any time.
Use of view only transaction right
You may request the bank to change the transaction right only. Transaction right is the right given to the Internet banking user to access the savings Bank or current account.
Transaction right are of 3 types. These are
- View right : You may do only enquiry of your account. It means you can only see the transaction and can not do actual fund transfer and other financial transactions which include debit of your account.
- Limited transaction right : Your transaction right will limited to certain amount only.
- Via ew and transaction right : Where you get the full potential of internet banking.
So, it would be wiser if you choose to shift to view right instead of deactivating your internet banking. It will let you at least access your account though it will be only for the enquiry.
Change of user’s rights can also be done online. You may find the menu under service request. You will be able to manage your transaction rights, either to upgrade or downgrade, it can be done on the go.
But, when you feel that your Internet banking credentials are compromised. First thing first, you need to change the login password and then change the transaction right. If it relates to SIM card swapping issue, it’s better you go for change of mobile number both in the bank account level as well as in your internet banking.
SBI internet banking deactivation and SBI YONO deactivation are the same. Both are the online banking operates in different mediums. If you deactivate one, the other one too will stop working.
To deactivate SBI YONO or Internet banking, you have to visit the bank and request accordingly. When you need to reactivate it again you have to revisit the bank and request for the same.
Other alternatives instead of net banking deactivation can be the uses of lock/unlock features of SBI YONO. These features let you act instantly and secure your bank account on the spot. Changing of login password is another viable option that you can go for. To get full secure, you can even change the transaction rights.
It’s quite easy to control your bank account related online transactions. If you know these few basics on how to handle the situation in case of emergency, you can literally do it on your own without any tension. Otherwise, you would end up compromising your hard earned money.
1 thought on “How to deactivate SBI Internet Banking?”
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