ATM cards are one of the best things banks have given us. Without it, our daily lives would be different. Every time we need money or want to pay someone, we have to visit the bank. ATM cards have given us the freedom to make various payments both online and offline.
With its multiple benefits, it’s going to be one of the best financial tools for all generations, and as you know, while using it, we sometimes face problems and issues. To know what is going on with your ATM card, you must know a few common ATM codes that indicate the status of your ATM transaction.
For example, ATM code 000 means a successful transaction, 051 means an expired card, or 053 means you have entered the wrong PIN. There are several ATM error codes you get to see while cashing out money at an ATM booth.
As customers or users of SBI ATM cards, we sometimes get confused and helpless if we are in a place where reaching out to a bank is not possible at all. Although you could use the customer helpline if you wish. But knowing a few ATM codes would ease your use of an ATM card.
The various error codes of SBI ATM transactions, along with their troubleshooting, have been mentioned in the tables below. If such things occur, we hope these charts help you understand them properly.
SBI ATM error codes
| Error Code | Reason | What you need to do |
|---|---|---|
| 000 | Successful | Successful Transaction |
| 001 | The technical issue of the ATM. | Try after some time or go to another ATM booth. |
| 050 | Unauthorised usage | Contact your home branch |
| 051 | Expired Card | Better apply for a new card right away |
| 052 | For new card The Cardholders authorization file is not refreshed | Contact your home branch |
| 053 | Wrong PIN entered | You’ve got to enter the correct PIN |
| 054 | Positive Balance File not updated | Purely technical issue. Try after sometime |
| 055 | Ineligible Transaction | Purely technical issue. Try after sometime |
| 056 | If a/c linked to card is Savings bank a/c | Try using the Fast cash option. Or select the right type of a/c. If it doesn’t work visit the home branch |
| 057 | If a/c linked to card is Current a/c | Try using the Fast cash option. Or select the right type of a/c. If it doesn’t work visit the home branch |
| 058 | Insufficient funds no amount | No balance available |
| 059 | Insufficient funds | Try for a lesser amount |
| 060 | Usage limit exceeded | Try again the next day. |
| 061 | Withdrawal limit exceeded | Try again the next day. |
| 062 | Wrong PIN try exceeded & card blocked temporarily | Enter the correct PIN after 24 hours. |
| 063 | Withdrawal limit already reached | Try again the next day. |
| 064 | Card is damaged or card data corrupted | You will need a new card, apply it. |
| 070 | System Error | Technical error, try another ATM booth. |
| 072 | Destination not available | Contact your home branch. |
| 073 | Routing Problem | Technical error, try another ATM booth. |
| 076 | Dormant Account | Your account is dormant, visit your branch and activate your account. |
| 077 | Account is locked | Your account is locked, visit your branch and activate your account. |
| 078 | Inoperative Account | Your account is inoperative, visit your branch and activate your account. |
| 079 | Card data & CDC data mismatch | Technical error, contact your branch to resolve the issue. |
| 082 | Card is damaged or card data corrupted | You will need a new card, apply it. |
| 089 | Acquirer limit exceed | You need to try lesser amount say ₹10000 |
| 093 | Minor Account | Contact your home branch. |
| 094 | Insufficient balance | You need to try a lesser amount. |
| 095 | Insufficient funds, MOD funds exist | You need to try a lesser amount. |
| 096 | Check limit expiry date Or Check sweep flag | Contact your home branch. |
| 150 | Card is blocked | Contact your home branch. |
You may also refer to the other table which we have listed below.
| Error Codes | Reason | What you need to do |
|---|---|---|
| -1 | No data found in database | Technical error, contact your home branch. |
| 004 | Capture card/ Pick up | Technical error, contact your home branch. |
| 005 | Do not honour | Technical errors, contact your home branch. |
| 006 | PIN data not available | Contact your home branch. |
| 007 | Pick up special conditions | Contact your home branch. |
| 012 | Invalid transaction | Contact your home branch. |
| 013 | Invalid amount | You need to try a lesser amount. |
| 014 | Invalid card number | Contact your home branch. |
| 015 | Unknown issuer on Switch | Technical error, contact your home branch. |
| 030 | Format error | Technical error, contact your home branch. |
| 033 | Expired card | You will need a new card, apply it. |
| 036 | Restricted/Blocked card | You will need a new card, apply it. |
| 040 | Function not supported | Try after some time or go to another ATM booth. |
| 041 | Lost card pick up | Contact your home branch. |
| 042 | Invalid account | Contact your home branch. |
| 043 | Stolen card pick up | Contact your home branch. |
| 051 | Not sufficient funds | Check the balance before doing the transaction. |
| 052 | No chequing account | Wrong account selection. Select the correct account for the transaction. |
| 053 | No savings account | Wrong account selection. Select the correct account for the transaction. |
| 054 | Expired card | You will need a new card, apply for it. |
| 055 | Incorrect PIN | Enter the correct PIN. |
| 061 | Exceed withdrawal amount limit | Check the balance before doing the transaction. |
| 062 | Restricted card | Contact your home branch. |
| 063 | Security violation | Contact your home branch. |
| 065 | Exceed withdrawal frequency limit | Try again the next day. |
| 066 | Capture card | Contact your home branch. |
| 067 | Hard card | Contact your home branch. |
| 068 | Response received too late | Technical error try again after some time. |
| 070 | Transaction cancelled due to hardware error | Technical error go to other ATM. |
| 071 | FP authentication failed | Fee payment failure, try after some time. |
| 072 | RBI mandate, can not withdraw beyond ₹10000 in one transaction | You have to try a lesser amount. |
| 075 | Allowable PIN tries exceeded | Try again the next day. |
| 089 | Unavailable cut-off reconciliation with member | Go to other ATM. |
| 091 | Issuer switch unavailable PIN block missing routing not found | Technical error try again after some time. |
| 094 | Duplicate transaction | Contact your home branch. |
| 096 | System malfunction, Database error from FNS | Technical error, contact your home branch. |
| 099 | Time out from switch | Technical error, contact your home branch. |
| 162 | Cash problem | You have to try a lesser amount. |
| 1000 | Supply low cash dispense | You have to try a lesser amount. |
| 4100 | Reversal | You have to try again after some time. |
When things are not going your way, you need to act smart. Likewise, if your SBI ATM card is not working, you may choose SBI YONO cash.
SBI YONO cash is a cardless ATM transaction that can be initiated through the SBI YONO app. Try it out, you will love it.
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