Are you unable to access your Union Bank of India statement PDF? Do you need to know your UBI PDF statement password?
Today, we are going to explore everything about UBI bank account statements, including how you can download and access them in an easy way.
In today’s world, most of the services that banks provide are technological hurdles.
Banking services are like never before, from the process of opening an online account to using various other inbuilt account features, and we must be informed about them so that we can access and operate our bank accounts smoothly and without any obstacles.
The Union Bank of India is one such bank that provides all sorts of financial services to the common people. You can have various bank accounts, such as minor accounts, salary accounts, pension accounts, business accounts, etc.
While maintaining a bank account is another thing, checking your account balance and auditing the details of past transactions are also pretty important.
When we get the printout of a statement of account from the branch, it’s clean and clear.
You can see all your transaction details instantly as you get them, but when you download the Union Bank statement, which is password protected, you may need to punch in the password.
For security reasons, the bank has kept this password protocol in place. At least, it would avoid unwanted access by any other party unless they know your name and date of birth, which is unlikely.
Union Bank of India Statement PDF Password
Any guess? What would be your password if you happened to get the e-statement?
Here’s what you need to know: the Union Bank statement password format is an alphanumeric 8-digit code.
For example, let’s assume that your name is Rahul Dev as per your bank account and that your date of birth is 1st June 1990. Then, your Union bank statement PDF open password would be RAHU0106.
That’s it. Punch this password in the password dialogue box, and your e-statement will be opened.
How to open the Union Bank Statement PDF Password
Follow the steps mentioned below to access your Union Bank PDF statement instantly.
- To be able to access a PDF file, you have to have a PDF reader installed on your device. You can download Adobe Acrobat Reader both on your Android and iOS devices as well as on your computer.
- Locate the PDF file on your terminal. If it was sent to you via email, you can directly open it from your mail inbox.
- If you have set PDF Reader as the default application, then with a double-click, the PDF file of the Union Bank statement will be opened. If not, you must bring the cursor to the file, hover over it, right-click, and select the PDF reader to open it.
- The Union Bank Account Statement is password protected; you have to provide it when the system prompts. As soon as you hit the OK button after providing the password, it will be opened.
Understand why your statement PDF is password-protected
A few years ago, not only Union Bank of India but also other banks used to provide account statements to customers that were not password protected.
Banks started implementing this feature in 2020. Previously, there were only PDF files that anyone could open.
To curb unauthorized access to a person’s financial information, all sorts of digital documents are now password-protected.
These passwords are alphanumeric, usually a combination of your name and date of birth. Some banks use an account number or customer number as a password to access files.
In case of Union Bank of India statement PDF password, the password structure goes like this…
First 4 letters of your name plus date and month of your date of birth. For example, password for Mr. Rahul Dev whose DOB is 1st June 1990 would be RAHU0106.
Union Bank Statement Download Instantly
There are two ways of getting them: one is through Union Bank of India Internet Banking, and the other is by email.
To get it done, you will have to log on to the bank’s Internet banking and follow these steps.
|1||Login to the bank’s Internet banking site with your credentials. Or you may use the mobile banking app- VYOM to do the same.|
|2||Under the account section, you may find the menu for downloading the account statement.|
|3||Provide the date range you want to download and click the download button.|
|4||It will be saved on your local disk, and when you double-click on it, the system will prompt for a password.|
|5||Hit the password and access it.|
You can also request the bank to send you over email. Advise your bank whether you would like to get the statements weekly, monthly, or quarterly.
Your bank will link up your email with the account, and the system will keep sending at regular intervals. This is a good way of doing it. Every week or month, you take a few minutes to read them, and you won’t have to devote time later.
Advantages of PDF Statements Over Printouts
There are a number of advantages to using digital documents over printouts.
You may see it casually, but when we look at closure, this sort of thing is quite secure.
Let’s see how it can ease your financial management and what value it will add to your overall personal finances.
|1||Unlike the printout statement, the PDF file is password-protected. This implies that only you can access it. So, it adds financial security and does not make your financial information public.|
|2||The file is encrypted, which basically means you need to decrypt it with a password to access it. Again, it adds security value.|
|3||You can download it anytime you like. This tells us about its availability and accessibility, which ultimately add value to convenience and ease of use.|
|4||You can archive it on your local disk or in the cloud. Management of printouts would be a difficult task when the amount of work is increasing. Instead, download them in PDF, archive them, and label them as per the date of the transaction.|
Getting a bank account statement from the Union Bank of India is quite easy. You may find multiple options to do that. One of the best ways to get them is through online banking. You can login, access your bank account, and save it on your device.
Once you do that, keep them in a separate folder and archive them in a date-wise manner. Whenever you need to verify certain transactions, you can easily find the exact file and access it.
Opening the password-protected PDF file is another thing that we have mentioned about how you can get your password. To sum up, understand this: The first 4 letters of your name plus the date and month of your date of birth. For example, the password for Mr Rahul Dev whose DOB is 1st June 1990 would be RAHU0106.