Expired ICICI ATM card: How to Apply for a New One?

The ICICI ATM card is one of the most popular plastic cards used by numerous people for cash withdrawals and other banking transactions. At times, when the card is not functional or when the card is expired, you may not be in a position to transact at an ATM, thereby hindering your financial transactions.

This can be a frustrating experience, especially if you need immediate access to funds. In any case, your ICICI ATM card should be functional at all times, and if you have an expired card, you must know how to apply for a fresh one. You can easily apply for a new ICICI ATM card through their website or by visiting a branch in person.

When you are actively using your ICICI bank account and your KYC documentation is recent, you don’t have to apply for a new ATM card. The system will automatically give you a card replacement before the expiration of the current card you have.

You may get the new card a month prior to the expiration of the ATM card. If you are not getting the new card a month before its expiration, you can undertake the below mentioned process to apply from your end.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

–Johann Wolfgang von Goethe

Why is your ICICI ATM card not functional?

The reasons for the non-functionality of the ICICI ATM card can be numerous. It could be due to a technical issue, an expired card, or unauthorized transactions.

Technical Issue:

When an ATM card is not working due to a technical fault, such as an inability to read the card at the ATM, the unlinking of the ATM with the account number, the inability to create an ATM PIN, or any other technical fault that makes your ATM card disfunctional and not usable,.

Expired Card:

The ICIC ATM card that you hold has a validity period of 5 to 7 years, after which it will expire and need to be replaced. The replacement process will involve filling out a form and providing identification documents to the bank.

Unauthorised Uses:

We came across some users who have this issue of card use declining with the error code of an unauthorized transaction. It looks as if there is a problem when issuing the card to the account holder. The bank may need to investigate further to ensure the issue is resolved. Mostly, the problem is resolved with the issuance of a new card.

How do I apply for a new ICICI ATM card?

There are several ways you can apply for a new ICICI ATM card. The most common way is to visit the nearest ICICI Bank branch and submit a request form. Besides this, you can opt for ICICI online banking to request a new card. Another way to do this is with the iMobile application.

Let’s see how we should perform each task without any difficulties. Let’s get started!

Visit the bank to apply for an ICICI ATM card.

You can visit ICICI Bank in any business hour to apply for your new ATM card. Just to be on the safe side, carry along your identification card along with your bank account passbook.

Here’s how you proceed further:

  • Get the ICICI ATM application form available over-the-counter. Or, you may write an application asking for new ATM cards.
  • Provide your account number along with the proper address where you want the new card to be delivered.
  • You may also add your identification card for verification purposes. It’s optional; if the bank only wants it, then produce it. If not, simply submit the application with the required information.
  • Once it’s processed, you can expect your ICICI ATM card to be delivered to you within 5 to 7 working days.

How do I apply for an ICICI ATM card online?

Applying for an ICICI ATM card online is an easy task if you know where to look. All you need to do is visit the official ICICI Bank website and follow the instructions provided.

Here’s how you do it:

  • Login to your ICICI internet banking portal.
  • In the menu bar, look for the menu “Cards & Loans’.
  • Click on it, select the “Debit/ATM Card” option, and proceed.
  • Now click on the link for “Reissue of Lost ATM/Debit Card” and follow the instructions provided.
  • Select the account number for which you want to apply for an ATM card, confirm the address, and generate the request.
  • You must make sure your correspondence address is okay; otherwise, your new ATM card may not get delivered.
  • Once you have committed to this online request generation, you can expect your new ICICI ATM card within 5 to 7 working days.

Using the ICICI iMobile application to apply for an ATM card

The mobile application for ICICI iMobile is quick, easy, and secure. With this app, you can apply for a new ATM card. The process is simple and convenient.

Here’s how to apply for an ICICI ATM card with the iMobile app:

  • Login to iMobile with your PIN number and go to the “Services” section.
  • Select the option for ‘”ATM Card Services” and follow the on-screen instructions to complete your application.
  • Now select the “Reissue Debit Card” option and proceed.
  • Select the account number for which you are applying for the card.
  • Confirm the delivery address and submit the request.
  • Once the process is completed, your new ICICI ATM card will be delivered within 5 to 7 working days.

ICICI ATM replacement charge or card reissue charge for lost, stolen or damage card is ₹200 plus GST. In addition there will be annual fee of ₹150 for non-gramin location and ₹99 for gramin location.

Wait for the New Card

When you get the new ICICI ATM card, you will have to activate the card by calling the customer service number provided and following the automated instructions.

You can also visit any nearby ICICI ATM to complete the card activation process.

You can refer to our earlier post on ICICI ATM card activation for detailed steps on how to activate your card.


ICICI ATM cards are popular for cash withdrawals and banking. However, a broken or expired card can restrict bank activities. You can apply for a new ICICI ATM card at your nearest branch, online, or via the iMobile app.

Log on to the ICICI Bank website and follow the procedures to apply for an ATM card. From the “Cards & Loans” menu, pick “Debit/ATM Card” and click “Reissue of Lost ATM/Debit Card.” Select the account number, confirm the address, and submit the card request.

Log in with your PIN to the iMobile app and select “Services”. Complete your application by selecting “ATM Card Services” and following the on-screen instructions. Please pick “Reissue Debit Card” and enter your account number, delivery address, and request.

Your new ICICI ATM card will arrive in 5–7 business days. Call customer support or visit an ICICI ATM to activate the card.

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